Weiss Research, Inc. is strictly a financial research publishing firm and does not provide individual investment advice to its subscribers. Weiss Research is not an investment advisor or a registered securities broker/dealer.

For purposes of these Terms and Conditions of Service (“TCS”), the term “Weiss Research” includes Weiss Research, Inc. and its related companies, subsidiaries, divisions, and brands, including without limitation “Money and Markets”, “Uncommon Wisdom Daily”, “Easy Street Investing” and sub-domains thereto.

The information we publish is based on our opinions plus our statistical and financial data and independent research. Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as customized recommendations to buy, hold, or sell securities, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Such recommendations may only be made by a personal advisor or broker you select.

None of the creators, editors and providers of or contributors to our Services or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter

The views expressed in the Services are the authors’ own opinions.

Trading in securities (including, without limitation, stocks, options, warrants, ETFs, mutual funds, precious metals, commodities and bonds) involves risk of loss and volatility. Although the Services make every effort to protect your principal, you can lose money. Therefore they are not for all of your funds. For more information on prudent investing, see also the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org.

Most of the information we publish is derived from primary sources, including the U.S. government agencies as well as the financial institutions or publicly traded companies we cover. We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot assure you that the information is accurate or complete. Nor do we guarantee the success of any investment decision you may make using our data, information, or recommendations.

To help us track the performance of our services, we estimate the pre-commission gains based on the market prices following the publication of each recommendation. Naturally, the results each subscriber achieves may differ depending on the actual prices paid / received and the commissions paid. In addition, examples of potential performance returns may sometimes be based on simulated — not actual — trades, assuming entry and exit prices that could have been obtained during regular market conditions. These entry and exit prices calculated do not reflect or include costs of spreads, market delays, or fees and commissions. Similar returns may or may not be actually achieved by subscribers.

While every effort is made to evaluate the actual experience of subscribers, performance figures must be considered hypothetical, and past results are no guarantee of future performance. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

References to examples of past performance are not intended to provide a total picture of portfolio results. Your results may vary considerably depending on a series of factors, including: (a) when you begin or cease investing, (b) which recommendations you choose to act on, (c) how much money you choose to invest in each recommendation, (d) the specific prices you get, (e) the broker commissions you pay, (f) the interest income you earn on uninvested funds, and (g) the number and magnitude of losing or winning trades you experience. Past results are not necessarily indicative of future performance.

Independent Contracted Editors

Weiss Research, Inc. is strictly a publisher of financial information. Neither Weiss Research nor any of its affiliated companies are registered investment advisers or broker/dealers. However, at times Weiss Research has agreements with independent editors who are or have acted in their own capacity as an investment advisor or broker outside the scope of their editorial responsibilities with Weiss Research. Any business relationship you may enter with an independent editor is not associated, condoned, affiliated or endorsed by Weiss Research. Any independent editor acting in the capacity as a registered advisor or broker is OUTSIDE the scope and their agreement and contracted responsibilities with Weiss Research.

Our role is that of a publisher and the role of our editors is to provide you with financial information that you can use to make your own investing decisions.

Subscribers should not view any of our publications as offering personalized legal or investment counseling. Investments recommended in any publication should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company in question.

Automatic Renewal

Unless you are a member of our Lifetime Membership Services “WIC”, “TWE” (the others (Lifetime), your subscription will continue for the initial term of the subscription (the “Initial Term”), and will renew automatically at the end of the Initial Term for successive Renewal Terms, each equal to the Initial Term, unless you notify us of your decision to cancel or not to renew your subscription, as outlined below in our Cancellation/Termination Policy. As described in the initial subscription process, as part of the Automatic Renewal process the then-applicable subscription term renewal fee will be billed to the credit card you designated during the subscription process (or subsequently changed).

Cancellation/Termination

You may remove the benefit of automatic renewal by notifying our Customer Service Department. You may cancel your subscription at any time by notifying our Customer Service Department. You can contact our Customer Service Department by telephone at (800) 604-3649 Monday through Friday between the hours of 8:30 a.m. and 5:30 p.m. EST. Your cancellation will take effect once you receive a confirmation email from us. The terms of any refunds of fees for Paid Services are provided in the various offers for each product. It is your responsibility to read and understand the terms of the offer. If you have questions, please call our Customer Service Department at (800) 604-3649 or email them through our Support web page. If you wish to change any of your delivery preferences you may visit the preference page.

Third-Party Content and Advertisers

Certain areas of Weiss Research’s publications and/or websites may feature “Outside Content,” which is content identified as or attributed to a party other than us, including without limitation articles licensed to us and third-party advertisements. You understand that Outside Content (information, advertisements, articles, data, text, images, hyperlinks to non-Weiss Research and to our related divisional sites, or other materials) displayed on Weiss Research’s publications and/or websites are the sole responsibility of the person or entity who created such content. You acknowledge that Weiss Research is not the creator of Outside Content and, as such, Weiss Research does not guarantee the accuracy, integrity or quality of such content.

Weiss Research also sells paid advertising in an online medium known as co-registration, where advertisers’ offers are presented to users. You acknowledge that any business dealings you may have with advertisers found on or through Weiss Research and our affiliates, including both free offers and offers that require payment for the delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and that advertiser. You agree that Weiss Research Parties, shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third-party advertisers on the Service. We do not endorse or verify claims made by third-party advertisers and you may wish to consult with an independent, registered financial advisor or a licensed broker before buying or selling any security or investment recommended by an outside advertiser.

LIMITATION ON WEISS RESEARCH’S LIABILITY

Weiss Research’s liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by Weiss from Subscriber. Weiss will not be liable for consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by Weiss. Without limitation, Weiss shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a subscriber’s inability to use or any delay in accessing the Weiss website or any other source of material provided by Weiss; (3) any absence of material on the Weiss website; (4) Weiss’ failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material; or (6) the use by a subscriber of any research to invest in any way which may be deemed unsuitable in accordance with certain industry standards. Weiss and Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between Weiss and Subscriber. “No-risk” and “risk-free” refer solely to the subscription price refund policy.

DISCLAIMER OF WARRANTY

ANY AND ALL MATERIAL PROVIDED BY WEISS IS PROVIDED “AS IS” AND WEISS MAKES NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Weiss and Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between Weiss and Subscriber.

ACKNOWLEDGEMENT AND AGREEMENT

Not withstanding any other agreement or other communications between Weiss and Subscriber to the contrary, receipt or use of any material provided by Weiss, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

COPYRIGHT NOTICE

Weiss Research, Inc. is the copyright owner of all information contained in this service, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the information to others or substantially copy the information on your own server, or link to Weiss Research’s website, without prior written permission of Weiss Research. Use or reproduction of information from this service for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.