Weiss Group, LLC (Weiss Group) is strictly a financial research publishing firm (a publisher) and does not provide individual investment advice to its subscribers. Weiss Group is not a registered investment adviser or a registered securities broker/dealer.
For purposes of these Terms and Conditions of Service, the term “Weiss Group” (also “we,” “us”) includes Weiss Ratings and its related companies, subsidiaries, divisions and brands.
The information we publish is based on Weiss Group’s and/or our editors’ opinions plus our statistical and financial data and independent research. Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as customized recommendations to buy, hold, or sell securities, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Such recommendations may only be made by a personal adviser or broker you select.
Trading in securities (including, without limitation, stocks, options, warrants, ETFs, mutual funds, precious metals, commodities and bonds) is considered speculative and involves risk of loss and volatility. Although our editors and publications make every effort to protect your principal, you can lose money. Therefore, they are not intended for all of your funds. If your goal for a certain portion of your funds is strictly capital preservation, we believe you should invest those funds in conservative investments such as short-term US Treasury securities or equivalent. For more information on prudent investing, also see the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org. Any money you allocate to speculative investments should be strictly the money you can afford to risk without jeopardizing your daily life, and without negatively impacting your plans for education, retirement, or long-term care.
Most of the information we publish is derived from primary sources, including U.S. government agencies as well as the financial institutions or publicly traded companies we cover. We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot assure that the information is accurate or complete. Nor do we guarantee the success of any investment decision you may make using our data, information, or recommendations.
REQUIRED RISK DISCLOSURE STATEMENT
Notice: Hypothetical performance results have many inherent limitations, some of which are described here. No representation is being made that any account will or is likely to achieve profits or losses like those shown in the hypothetical performance results. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. Forexample, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading programwhich cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading.
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Important Disclaimer Regarding the Information We Provide
Independent Contracted Editors: Weiss Group is strictly a publisher of financial information. Neither Weiss Group nor any of its affiliated companies are registered investment advisers or broker/dealers. However, at times Weiss Group has agreements with independent editors who are or have acted in their own capacity as an investment advisor or broker outside the scope of their editorial responsibilities with Weiss Group.Any business relationship you may enter with an independent editor is not associated, condoned, affiliated or endorsed by Weiss Group. Any independent editor acting in their capacity as a registered adviser or broker is OUTSIDE the scope of their agreement and contracted responsibilities with Weiss Group. Subscribers should not view any of our publications as offering personalized legal or investment counseling.
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If you wish to cancel your membership, please call our Customer Service Department at (877) 934-7778, through our Contact Us web page or directly at [email protected].
Refund policy: You may remove the benefit of automatic renewal by notifying our Customer Service Department. Your first-year subscription fee is refundable, then each year after that your subscription refund is pro-rated.
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This License is subject to Weiss Group Terms of Service. There is no warranty, express or implied, provided with the purchase of the Materials, including with respect to fitness for a particular purpose. Weiss Group will not be liable for any claims, or incidental, consequential or other damages arising out of this license, the delivery of or your use of the Materials.
User Submissions: You may submit editorial requests, creative suggestions, ideas, notes, concepts, information, feedback, testimonials or other materials (collectively, “User Submissions”) to Weiss Group through a variety of media, including without limitation through e-mail or online submissions. You grant us, including any of our assignees, a worldwide, non-exclusive, sub-licensable (through multiple tiers), assignable, royalty-free, perpetual and irrevocable right to use, reproduce, distribute (through multiple tiers), create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import User Submissions in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the User Submissions. By providing a User Submission, you also acknowledge that the User Submission may be posted online or otherwise reproduced by Weiss Group, and waive any privacy or publicity rights you may have relating to the User Submission or use of your name or identity in conjunction therewith.
Weiss Group may, at its sole discretion, remove or prevent access to, in whole or in part, any online User Submission, for any reason or no reason, including any material it deems in violation of its standards in its sole discretion. The disclaimers applicable to Third-Party Content and Advertisers, as outlined in that section of these Terms and Conditions, also apply to User Submissions.
If Weiss Group decides to publish your comment or testimonial, we may also publish your first name, the first initial of your last name, your city, and your state in addition to your comment. Other information that you provide to Weiss Group (such as your full name) will not be published. For more information concerning how we protect and share your personally identifiable information see our Privacy Policy.
By submitting your name, you allow Weiss Groupto publish your comment/testimonial and you also state that:
Prohibited Activities.
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You shall not provide third parties with direct access to Weiss Group Services or Materials so that such third parties may use those Services or Materials directly.
You shall not co-brand or alter any trademarks or copyrights.
You also agree that you will not: (a) use any robot, spider, rover, scraper, or any other data mining technology or automatic or manual process to monitor, cache, frame, mask, extract data from, copy or distribute the Materials (except as may be a result of standard Internet browser or search engine usage); (b) fail to follow the instructions provided on the Sites in a “robots.txt” file or similar mechanism (to the extent that you provide standard search engine services to the public); nor will you (c) modify, frame, reproduce, archive, sell, lease, rent, exchange, create derivative works from, publish by hard copy or electronic means, publicly perform, display, disseminate, distribute, broadcast, retransmit, circulate to any third party or on any third-party web site, or otherwise use the Materials in any way for any public or commercial purpose except as specifically permitted by these Terms and Conditions or Weiss Group without the prior written consent of Weiss Group.
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The content of other Web sites, services, resources, goods or advertisements (including those for which Weiss Group may receive compensation) that may be linked to the Service is not maintained or controlled by Weiss Group. Weiss Group is therefore not responsible for the availability, content or accuracy of other Web sites, services, resources or goods that may be linked to, or advertised on, the Service. Weiss Group does not make any warranty, express or implied, with respect to the use of the links provided on the Service, guarantee the accuracy, completeness, usefulness or adequacy of any other Web sites, services, resources, goods or advertisements that may be linked to the Service or make any endorsement, express or implied, of any other Web sites, services, resources, goods or advertisements that may be linked to the Service. Weiss Group is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Service. You understand that Weiss Group and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the terms. You acknowledge that the Service is provided for information purposes only and is not intended to be used as customized recommendations to buy, hold, or sell securities, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Weiss Group does not guarantee the sequence, accuracy, completeness or timeliness of the Service and the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which Weiss Group is a party. Accordingly, anything to the contrary herein set forth notwithstanding, Weiss Group, its officers and employees, general partners, affiliates, subsidiaries, successors and assigns, suppliers and its third-party agents shall not, directly or indirectly, be liable, in any way, to you or any other person for any inaccuracies or errors in or omissions from the Service including, but not limited to, quotes and financial data, abstracts, delays, errors or interruptions in the transmission or delivery of the Service or any loss or damage arising therefrom or occasioned thereby, or by any reason of nonperformance.
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Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the United States and the State of Florida, without giving effect to conflicts of law principles thereof. You agree to submit to the personal jurisdiction of the state and federal courts located in Palm Beach County in the State of Florida with respect to any legal proceedings that may arise in connection with the Service or from a dispute as to the interpretation or breach of the terms of service.
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Severability of terms: If any provision of the Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent, and the other provisions of this Agreement will remain in force.
Changes to the Terms of Condition and Use of Our Services: We reserve the right at any time to:
Any changes we make to our Use of Service will be effective immediately after we post the modified Use of Service on Weissratings.com. In the event that you have our Use Of Service cached on your browser, the Use Of Service that applies to you is the most recent version of the Use of Service that appears on a non-cached browser. In addition, if a Service is added or removed, or the terms of its engagement has changed, the Use of Service may be modified with respect to such Service. You should check our Use of Service frequently.
Agreement in entirety: The Terms are the entire agreement between you and Weiss Group.
ACKNOWLEDGEMENT AND AGREEMENT
Notwithstanding any other agreement or other communications between Weiss Group and Subscriber to the contrary, receipt or use of any Materials provided by Weiss Group, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its Terms and Conditions.